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| Wazio Orthodontics |
When your teeth are crooked, overlapped, or otherwise misaligned, you place an uneven amount of pressure when you bite down. That leads to pain, and it can cause your teeth to wear down, chip and even break. Not only that, but poorly aligned teeth are also harder to clean properly which can lead to decay and gum disease.
If your dentist has told you that you or your child needs braces, your first question may have been “How much is that going to cost?”
Braces have a bad reputation for being more expensive than most families can afford. And the simple fact is…braces do involve pricey materials as well as many hours of time from a highly specialized professional. However, you may be pleasantly surprised to learn how truly affordable orthodontic care is today. At Wazio Orthodontics, we know that everyone wants a beautiful smile, and we also realize that families and individuals have different financial needs and are in different financial situations. Our office is accustomed to working with families and individuals to make orthodontic care affordable and budget friendly.
If you are worried that you can’t afford the cost of braces for yourself or your children...we have good news. Wazio Orthodontics offers a variety of ways you can pay orthodontic care.
Dental Insurance - If you have dental/orthodontic insurance and would like to use that money to pay towards your braces contact your insurance provider to find out what is covered under your plan. Many providers offer additional insurance that covers both dental and orthodontist work. It is great to know what your insurance benefits are before treatment starts. There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. If needed, we will help facilitate your understanding of your benefits. We accept assignment of benefits, and we will help in the completion of any necessary forms and documents.
Flexible Spending Account - Even if your dental plan does not cover orthodontics, your employer might offer a flexible spending account (FSA) or health savings account (HSA). The money you put into this account is not taxed, which means your dollars will go further. Contribute the maximum amount and use these funds to pay for expenses not covered by insurance, including braces.
3rd Party Financing – Financing through a 3rd party is a popular way to pay for you or your child’s braces treatment. In this option, the 3rd party, such as CareCredit, will check your credit to determine the amount for which you qualify and get you on an affordable payment plan. These 3rd party financial companies can even extend payment options to beyond the traditional 24 months, depending on your preference.
In-Office Payment Plan - Most people don’t pay for their braces in one lump payment. Instead, they will put money down and spread the remainder of the payment out over a few months. In this way, paying for braces can be a lot like making car payments. Our in-office payment plan requires a low-down payment upon initiation of treatment with monthly payments on the balance. This allows you to make affordable payments that you can manage from month to month.
Combine Payment Options - In some cases you can combine any of the above payment options to come up with an individual payment option that suits your unique situation.
Credit Cards - At Wazio Orthodontics, we gladly accept Visa, MasterCard, Discover and American Express.
Though orthodontics can come with a higher price tag, you do have many options to help you pay for your or your child’s orthodontic care. At the end of the day, orthodontic care is a lifetime investment in your or your child’s health and appearance, and payment plans, and dental insurance can make orthodontic care quite manageable. Start by having a conversation with Dr. Wazio to begin your journey toward the smile you have always wanted.
Wazio Orthodontics has offices in Batavia and St. Charles, Illinois, serving the communities of North Aurora, Geneva, Elburn, and South Elgin. Our goal is to provide innovative and exceptional orthodontic care, recognize our patient’s needs, exceed their expectations, and contribute to the health and self-esteem of our patients. Your smile is typically the first thing others notice about you. You deserve a smile you are proud of!